What Is a Roth IRA?

What Is a Roth IRA?

 A ROTH individual retirement account allows you to earn tax-free investment growth on your retirement savings. When you save for retirement in a Roth IRA, you don’t have to worry about a big tax bill in retirement because withdrawals are typically...
Rule of Thumb for Adjustable-Rate Mortgages

Rule of Thumb for Adjustable-Rate Mortgages

Adjustable-rate mortgages, also known as ARMs, can be risky. After a few years at a low fixed rate, your annual percentage rate (APR) and monthly mortgage payments can then bounce around and potentially wreak havoc with your budget. Here are rules to follow as you...