Jun 12, 2024 / Education / By EMG / 0 Comments
Mortgage and Debt Rules of Thumb
Most people carry some amount of debt, whether in the form of a student loan, a mortgage, or a car loan. Indeed, making large purchases using someone else’s money is often a smart financial move. Borrowing is convenient, allowing you to purchase big-ticket items...
Apr 19, 2024 / Education / By PV Navigator / 0 Comments
6 Money Conversations to Have in a Long-Term Relationship
All couples hope for a “happily ever after,” but it’s no secret that money issues can be primary reasons partners split up or divorce. To avoid future battles over finances, it’s smart to put all your cards—credit and otherwise—on the table. Of course, a...
Feb 26, 2024 / Education / By PV Navigator / 0 Comments
A Guide to Benefits Decisions When Changing Jobs
If you’re making a job transition, it’s likely you have a lot on your mind. As you focus on wrapping up work with your previous employer and prepare for a new role, it may be easy to let important benefits-related decisions fall by the wayside. If that happens, you...
Jan 30, 2024 / Education / By PV Navigator / 0 Comments
Getting the Upper Hand on Debt
In a game of word association, what comes to mind when you hear the word debt? Anxiety? Worry? Stress? If you blurted out any of these responses, you’re not alone. One thing most Americans have in common is that they carry some form of debt. According to recent...
Dec 14, 2023 / Education / By PV Navigator / 0 Comments
Budgeting for the Holiday Season
As the winter holidays approach, current economic conditions might cause you to be more cautious than usual about how much to spend on friends and family this year. If rising costs, an uncertain stock market, and high interest rates are giving you pause about...
Jul 11, 2021 / Education / By PV Navigator / 0 Comments
Compound Interest Calculator
Find out how much money you can earn with compound interest. Use this calculator to see how your money grows over time, as you earn interest on your account balance...
Jul 5, 2021 / Education / By PV Navigator / 0 Comments
how to refresh your budget for the new post-pandemic normal
As Americans open their wallets and return to some of the activities they missed most during the pandemic, caution is warranted. The backdrop is not the same as it was in February 2020, meaning that an old budget may not work for the current prices of goods and...
Jun 14, 2021 / Education / By PV Navigator / 0 Comments
What Is a Roth IRA?
A ROTH individual retirement account allows you to earn tax-free investment growth on your retirement savings. When you save for retirement in a Roth IRA, you don't have to worry about a big tax bill in retirement because withdrawals are typically...
Jun 13, 2021 / Education / By PV Navigator / 0 Comments
Child Tax Credit 2021: Who Gets $3,600? Will I Get Monthly Payments? And Other FAQs
People have lots of questions about the new $3,000 or $3,600 child tax credit and the advance payments that the IRS will send to most families in 2021 – and we have answers...
Jun 3, 2021 / Give Back / By PV Navigator / 0 Comments
PV Financial Welcomes Newest Advisor!
LUDLOW- PV Financial Group proudly welcomes the newest member to its financial advisory team, Ryan Sokolowski, CCFS®. Ryan will be a part of the PV Navigator team, which is a program geared towards guiding younger generations along their journey to financial...